About This Business
Columbus, OH, USA
About This Business
Quick Cash Loans is a financial services provider that offers payday loans and cash advance loans to individuals in need of quick financial assistance. With a presence in Columbus, OH, and potentially other locations, the company aims to provide a convenient and efficient way for people to access the money they need without delay. The average turnaround time for loan applications is less than 30 minutes, making it an attractive option for those facing emergency expenses such as urgent bills or car repairs. The company's loan products are designed to be flexible, allowing borrowers to apply for a small amount of money for a short-term period and repay it at their next paycheck. Quick Cash Loans accepts consumers of all credit types and performs a soft credit check to assess repayment capacity. To be eligible for a loan, applicants must meet basic requirements, including being at least 18 years old, a USA citizen or permanent resident, having a valid ID, proof of income, an active checking account, and a valid email address. The company emphasizes the importance of borrowing responsibly and applying strictly for the amount needed, as payday loans have higher rates and are not suitable for long-term acquisitions. By providing a straightforward and hassle-free loan application process, Quick Cash Loans aims to help individuals in Columbus and potentially other areas solve their financial problems quickly and efficiently. With the option to apply for a loan online or visit one of their stores, borrowers can choose the method that best suits their needs. The company's goal is to provide a reliable and trustworthy service that helps people overcome financial difficulties and get back on their feet.
Customer Review
A Recipe for Financial Disaster
I'm writing this review as a warning to others: stay away from Quick Cash Loans. Their payday loan and cash advance services may seem convenient, but the interest rates are astronomical and the repayment terms are designed to keep you in debt. I applied for a loan online, and while the process was quick, the consequences were not worth it. The loan was approved in under 30 minutes, but the fine print was barely readable, and the customer service was unhelpful when I tried to ask questions. The company claims to perform a soft credit check, but I'm not sure what that even means, because my credit score took a hit after repaying the loan. The requirements to apply were straightforward - be 18, have a valid ID, proof of income, and an active checking account - but the real challenge was understanding the loan terms. They say they accept consumers of all credit types, but I think that's just a way to lure people in. The loan products are flexible, but that flexibility comes at a cost. I ended up paying back more than twice the amount I borrowed, and I'm still trying to recover from the financial hole I dug myself into. The company says they emphasize responsible borrowing, but their business model relies on people not being able to pay back their loans on time. I was desperate when I applied, and they took advantage of that. Don't make the same mistake I did. Look for alternative options, like credit unions or non-profit lenders, that offer more reasonable interest rates and repayment terms. Quick Cash Loans may promise quick financial assistance, but it's a promise that comes with a steep price. I wish I had done my research before applying, because now I'm paying the price. Literally.
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