Tim Steinbrecher at Rate

About This Business

Tim Steinbrecher at Rate is a mortgage lending professional dedicated to providing competitive edge solutions for homebuyers. With a wide range of loan options, including VA loans, FHA loans, and USDA loans, Tim helps military service members, self-employed individuals, and other borrowers achieve their dream of homeownership. The loan options offered include 0-10% down payment requirements, making it possible for individuals to overcome the obstacle of a down payment. Additionally, Tim provides access to grants and programs available from federal and local governments for homeownership. For self-employed borrowers, the Bank Statement Loan program allows them to seek a home loan without tax returns, W2s, or pay stubs. The Lock 'N' Roll program enables borrowers to lock in a mortgage rate for 60, 75, or 90 days without a signed contract, securing a lower rate while house shopping. The Same-Day program facilitates loan approval in one day with options as little as 3% down. Tim also offers specialized loan programs, such as the Physician Home Loan, which includes paid mortgage insurance and requires as little as 5% down. Furthermore, Foreign National loans are available without a social security number, green card, or visa, and do not require a FICO score. Tim Steinbrecher is committed to providing personalized service, focusing on the whole person - from financial to physical and emotional wellness. With the Rate experience available in a convenient app, borrowers can easily manage their loan process on-the-go. As a VP of Mortgage Lending at Guaranteed Rate Inc., Tim Steinbrecher has the expertise and resources to guide borrowers through the complex mortgage lending process, ensuring a smooth and successful experience.