About This Business

Prime Insurance Company is a leading excess surplus lines insurance carrier that offers customized coverage and solutions to individuals, businesses, and producers across all 50 states. With an A (Excellent) rating from A.M. Best, Prime provides fast and flexible underwriting, in-house risk management, and dedicated client support. The company's partnership approach involves arranging phone calls with potential insureds to provide rapid response underwriting and policy service. Prime's in-house teams take a hands-on approach to mitigate client risks, and the company has a 24/7 in-house claims hotline. Prime Insurance Company is committed to overperforming for good partners and fighting for what is right, with a strong emphasis on making happy customers and minimizing legal disputes. The company has recently affirmed its A (Excellent) Financial Strength Rating from AM Best, reflecting its balance sheet strength, conservative underwriting practices, and long-term profitability. With no minimum production requirements and opportunities to write business in hundreds of risk classes, Prime Insurance Company is an ideal partner for producers and policyholders alike. The company's proactive approach to addressing market trends and its commitment to meeting policyholder obligations have earned it a stable outlook from AM Best. Whether it's providing coverage for waste haulers, towing companies, parasailing operators, or mountain guides, Prime Insurance Company is dedicated to delivering exceptional service and support to its clients. With its unique approach to underwriting, risk management, and claims handling, Prime Insurance Company is poised to continue its success and growth in the insurance industry.